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Why sovereign money matters
On OnlyTokens, you hold the keys. Here is what that means, and its one big limit.
You hold the keys
Your wallet is a key that lives on your device, locked by your passkey, your recovery words or your password. OnlyTokens stores only an encrypted copy that it cannot open.
Every payment goes from the fan's wallet to the creator's wallet in one transaction. We never hold your money, not even for a second, so we can't freeze it, reverse it or redirect it.
What an issuer freeze is
Payments here use USDC, a dollar token issued by a company, Circle. Circle can freeze USDC at any address, and from January 2027 US law requires it to be able to.
That is a power OnlyTokens does not have and cannot take away. If a freeze ever hits a creator, new sales to them pause (the payment simply doesn't go through, and the fan keeps their money) while we review it.
Your options
Keep only what you need in USDC. You can move your balance to a wallet of your own at any time, or swap it to Monero or another asset right in the wallet.